Built BY operators, FOR operators
Our model is one of a kind, purpose-built for restaurants by restaurant owners.
We fund your restaurant. Then we fill it.
inKind gives you capital upfront. No loan, no interest, no equity, no credit check. We earn it back by sending high-spending local customers to dine at your restaurant.
15-minute call. Real offer on the call. No obligation.
You’re eligible to join inKind
Only 20% of restaurants meet our requirements! We’d love to invite our diners to visit your restaurant.
Or schedule a call
$760M+
deployed
9,500+
restaurants funded
5M+
diners on the app
No debt
ever
This is not a loan
inKind uses a unique business model that leverages your food and beverage credit to provide upfront capital and bring high-spending local customers to your restaurant.
No interest
There is no APR because there is no debt.
No credit check
We evaluate your restaurant, not your credit score. Past defaults don't disqualify you.
No fixed payments
Nothing comes out of your bank account. Ever.
No equity
You keep 100% of your restaurant.
How the model works
inKind provides upfront capital in exchange for food and beverage credit, then uses that credit to bring local guests through your doors.
inKind takes all the risk
You get paid upfront, then we do the marketing to bring guests through your door.
100% transparent reporting
See exactly who’s eating at your restaurant, when they go, and how much they spend. No agency black box.
94%of restaurants that partner with us stay with us
Results behind the partnership
After joining inKind, Toca Madera Scottsdale generated $4.4M in incremental revenue from new guests who spent on average 15% more per visit.
Case study: Toca Madera Scottsdale
7,100
new guests
$4.4M
new revenue
+15%
avg check
Do you qualify?
We work with:
- At least one physical, dine-in location
- $500K+ in annual revenue
- Open and operating. We fund restaurants, not launches
We don’t work with:
- Food trucks
- Ghost kitchens / delivery-only concepts
- Catering-only businesses
If that's you, book 15 minutes with us. We'll review your revenue and give you a real funding number tailored to your restaurant. Have a partner? Bring them to the call.
Book a meetingQuestions owners ask us
Is this a loan or an MCA?
No. There's no debt, no interest, no daily draws, no personal guarantee. We purchase dining credit from you. That's it.
What does this actually cost me?
No fees, no interest. When a guest dines on credit, your only cost is what it costs you to make their food. You keep your margin, 100% of tips, and the guest.
Does it work with my POS?
Yes. Toast, Square, Clover, and every major system.
What if my credit history isn't clean?
Doesn't matter. We're not a bank. We look at your restaurant's revenue, not your FICO.
Who owns the guest data?
You do. Every diner we send you is yours to remarket to.
What happens on the call?
15 minutes. We look at your revenue, answer your questions, and you get a live offer. No obligation to take it.
See what your restaurant qualifies for.
Book a MeetingTalk to an inKind Specialist Now