Access Growth Capital.
Fill More Seats.
inKind helps great restaurants thrive by providing $50k–$20M in interest-free funding combined with built-in customer demand.
- Capital built for restaurants
- Marketing to +4M high-value diners
- 6,000+ restaurants funded
How It Works
See If You Qualify
Submit your info to instantly see if you qualify for non-restrictive, non-dilutive and interest-free growth capital.
Get Funding
We provide upfront capital in exchange for food and beverage credit to your restaurant.
Grow Your Business
We use the F&B credit to drive local guest traffic from our nationwide network of 4M+ active diners.
Join The Industry's
Greatest
Michelin stars, James Beard winners, and standout independents trust inKind for growth funding and marketing.
Your Growth
Engine
inKind's unique model combines restaurant capital with customer acquisition.
We fund you, fill your tables by marketing you to local diners from our network of +4M inKind app guests, and repeat as you grow.
We fund you, fill your tables by marketing you to local diners from our network of +4M inKind app guests, and repeat as you grow.
Built For Restaurants Of Every Size
inKind Capital delivers customers and capital tailored to how you operate.
Whether you run 1 location or 50, you get the same great benefits:
- Grow top-line revenue
- Get more guests during slow dayparts
- Drive sustainable profitability
- A true partner invested in your success
Capital Built Specifically For Restaurants
We align capital with customer demand: helping restaurants grow without loans, equity dilution, or risky repayment structures.
| inKind Capital | MCAs | Traditional Bank Loans | Equity Investors | |
|---|---|---|---|---|
| Designed for restaurants | ✓ | ✕ | ✕ | ✕ |
| Guaranteed guest demand | ✓ | ✓ | ✕ | ✕ |
| No equity dilution | ✓ | ✓ | ✓ | ✕ |
| No fixed monthly payments | ✓ | ✕ | ✕ | ✕ |
| No pledging of assets | ✓ | ✓ | ✕ | ✓ |
We align capital with customer demand: helping restaurants grow without loans, equity dilution, or risky repayment structures.
Don't take our word for it, hear from the
restaurants we partner with
Questions? We've got answers
inKind Capital is a growth and capital partner for restaurants. Restaurants receive funding in exchange for future food and beverage credit, rather than equity or traditional debt. inKind then uses that credit within its consumer network to drive new guest traffic, increase revenue, and support long-term restaurant growth. Operators receive capital that is non-dilutive, interest-free, and non-restrictive.
Food and beverage credit is typically redeemed over 16–24 months, as inKind guests dine at your restaurant. Every time a guest pays their bill with the inKind app, the balance of F&B credit is reduced. Unlike fixed payment schedules, servicing inKind’s capital aligns naturally with customer traffic.
There are no cash repayments with inKind Capital. Instead of making monthly payments, customers redeem the food and beverage credit over time. Each transaction reduces the food and beverage credit balance purchased by inKind.
inKind Capital is not a loan. Restaurants do not pay back principle, interest, fees, or monthly installments, nor are there credit checks, personal guarantees or collateralized assets. When inKind sends a guest to your restaurant, the cost to service the guest is equivalent to a restaurant’s cost of food and beverage. inKind’s funding model is aligned with actual customer demand.
When inKind sends a guest to your restaurant, the cost to service the guests equals your variable costs, primarily cost of goods sold (COGS). For example, if your COGS is 30%, fulfilling $100 in redeemed credit costs approximately $30 plus applicable tax. The additional benefits include filling tables that would otherwise go empty, keeping your wait staff busy, serving more guests, and increasing your profitability.