Liberty Mutual Backs inKind with $320M to Fund RestaurantsRead
Skip to Content
Menu

Capital that comes with customers.

inKind is a growth partner for restaurants, bringing together capital, diners, and tools to help them thrive.

Funding from $5K to $20M · No fees, no interest, no equity

8,500+Restaurants funded
$760M+Capital deployed
5M+Guests on platform
The company you'll keep

Trusted by industry-leading operators

José Andrés

José Andrés

Chef & Founder, José Andrés Group

+361K seats filled · 48 mo
Andrew Weil

Andrew Weil

Founder, True Food Kitchen

+564K seats filled · 26 mo
Michael Tanha

Michael Tanha

CEO, Noble 33

+206K seats filled · 38 mo
Cameron Mitchell

Cameron Mitchell

Founder, Cameron Mitchell Restaurants

+171K seats filled · 16 mo
Michael Mina

Michael Mina

Chef & Founder, Mina Group

+57K seats filled · 45 mo
Stephanie Izard

Stephanie Izard

Executive Chef & Owner, Girl & the Goat

+51K seats filled · 21 mo
Mario Carbone

Mario Carbone

Co-Founder, Major Food Group

+24K seats filled · 43 mo
Evan Funke

Evan Funke

Owner, Mother Wolf

+22K seats filled · 36 mo
Tiffany Derry

Tiffany Derry

Chef & Owner, Roots Southern Table

+1,400 seats filled · 6 mo
The best source of restaurant funding

Built by operators, for operators

Founded by experienced operators, inKind understands the growth hurdles restaurants face. We provide the lowest cost of capital in the industry, then drive loyal, high-spending guests through your doors to back it up.

Get interest-free capital

inKind funds hospitality groups and restaurateurs with the most cost-effective capital in the industry. No interest, no fixed payments, no personal guarantees.

Attract new customers

inKind hosts one of the largest communities of loyal food enthusiasts: millions of diners carrying credit they can only spend at partner restaurants like yours.

Delight your guests

Seamless integration lets guests check out quickly and effortlessly in-app, and helps your restaurant save on processing fees along the way.

8,500+

Restaurants funded

$760M+

inKind capital deployed

5M+

inKind guests on platform

Why operators choose inKind

Capital built specifically for restaurants

Every other option makes you choose: cheap money or new customers. inKind is the only one built to deliver both.

Feature MCAs Traditional bank loans Equity investors
Designed for restaurants
Guaranteed guest demand
No equity dilution
No fixed payments
No personal guarantees

inKind aligns capital with customer demand. Grow without loans or dilution, alongside your existing financing.

Case study · Toca Madera, Scottsdale

What inKind did for Toca Madera

Over three years, inKind brought this Scottsdale flagship +9,200 new guests who come back more often, spend more per visit, and stick around roughly twice as long as everyone else.

Mikey Tanha, CEO of Noble 33
“inKind is hands down the best guest acquisition tool out there.”

Mikey Tanha · CEO, Noble 33

+9,200

inKind guests over 3 years

7,149

New guests who’d never walked in before

+30%

Higher average check

inKind guests vs. everyone else

Same restaurant, same three years, measured side by side.

Visits per guest

+77%
inKind
2.33
Everyone else
1.31

Guest lifetime value

+51%
inKind
$1,227
Everyone else
$813

12-month retention

~2×
inKind
19.1%
Everyone else
11.4%
Simple by design

How it works

No loan officers, no pitch decks, no board seats. Four steps from first call to full dining rooms.

Book a meeting

Tell us what your restaurant needs the capital for. You’ll talk to a real person, seven days a week.

Get paid on day one

inKind pre-purchases food and beverage credit from your restaurant. No loan, no equity, no daily withdrawals.

Bring in more diners

We drive local diners to your restaurant through our network of five million app guests.

Access more capital

Access more capital when you want it. 93% of partners come back for more.

Works with 30+ POS systems

Including Toast, Square, Clover, Aloha, and other major POS. No new training, and no change to how your team already works.

True Food Kitchen Bell's Toca Madera Yardbird Boqueria
The inKind network

Discover our partners near you

Frequently asked questions

The honest answers.

What exactly is inKind?

inKind is your restaurant’s growth partner. We bring together three things most restaurants buy separately: capital upfront, guests to fill your seats, and the data to see what’s working. One partner, and one that only succeeds when your restaurant does.

How is this different from a marketing agency or a lender?

Unlike a lender, there are no loan payments or interest. Unlike a marketing agency, there are no monthly fees. We only succeed when guests come in and spend at your restaurant.

What does it cost, and how do you make money?

There are no fees, interest, or monthly payments. We purchase your future food & beverage sales in bulk upfront and promote your restaurant to our network of diners.

Is this a loan or debt?

No. It’s not a loan or debt. You receive cash upfront in exchange for future food & beverage credit. There is no interest, no personal guarantee, and no fixed monthly payments.

Who qualifies?

inKind works best with restaurants that have a Google rating of 4.0 or above and consistent revenue.

You can check your eligibility by submitting your restaurant’s information on our site, and we’ll let you know how many inKind guests you can expect.

Let’s talk

Let’s grow your restaurant and win together.

We’ll look at your numbers, show you what the partnership could return, and there’s no pressure to commit.

  • Funding $5K–$20M
  • No fees or interest
  • Real person, 7 days a week