We’ve funded over $585 million to 5,700+ restaurants – from casual to fine dining

Growth capital designed to fuel
your restaurant business

READY TO LEARN MORE?

“Working with inKind has been one of the best decisions we’ve ever made”

Sam Bakhshandehpour

CEO, José Andrés Group

From $5,000 to $20,000,000 – we fund the best restaurants

5,700+ restaurateurs trust inKind when it comes to growing their business, their way.

Get interest free capital

inKind funds hospitality groups and restaurateurs with the most cost effective capital in the industry.

Attract new customers

inKind hosts one of the largest communities of loyal food enthusiasts, with over 3.8 million users and growing every month.

Delight your guests

Our seamless integration enables guests to complete their checkout quickly and effortlessly in-app, and helps restaurants save on processing fees.

Don’t take our word for it, hear from the
restaurants we partner with

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“We found a partner”
“inKind is unique because they have the operator’s best interests at heart.”
John Kunkel
Fundar & CEO, 
50 Eggs Hospitality
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“A new way to finance”
“inKind should be a part of any restaurant’s financing strategy.”
Sam Bakhshandehpour
CEO, 
José Andrés Group

Questions? We’ve got answers

inKind Capital is a growth and capital partner for restaurants. Restaurants receive funding in exchange for future food and beverage credit, rather than equity or traditional debt. inKind then uses that credit within its consumer network to drive new guest traffic, increase revenue, and support long-term restaurant growth. Operators receive capital that is non-dilutive, interest-free, and non-restrictive.

inKind drives new guest acquisition and increased traffic through its digital marketing engine and the inKind app. Diners can discover your restaurant, view menus, book reservations, and pay, all in one place. inKind also runs ongoing promotions that incentivize its network of guests to dine at partner restaurants and spend more.
Most restaurant partners receive inKind Capital funding within 3–5 business days after signing their agreement and completing onboarding. This allows restaurants to secure capital quickly without the delays associated with traditional loans.
Food and beverage credit is typically redeemed over 16–24 months, as inKind guests dine at your restaurant. Every time a guest pays their bill with the inKind app, the balance of F&B credit is reduced. Unlike fixed payment schedules, servicing inKind’s capital aligns naturally with customer traffic.

There are no cash repayments with inKind Capital. Instead of making monthly payments, customers redeem the food and beverage credit over time.  Each transaction reduces the food and beverage credit balance purchased by inKind.

inKind Capital is not a loan. Restaurants do not pay back principle, interest, fees, or monthly installments, nor are there credit checks, personal guarantees or collateralized assets. When inKind sends a guest to your restaurant, the cost to service the guest is equivalent to a restaurant’s cost of food and beverage.  inKind’s funding model is aligned with actual customer demand.

When inKind sends a guest to your restaurant, the cost to service the guests equals your variable costs, primarily cost of goods sold (COGS). For example, if your COGS is 30%, fulfilling $100 in redeemed credit costs approximately $30 plus applicable tax. The additional benefits include filling tables that would otherwise go empty, keeping your wait staff busy, serving more guests, and increasing your profitability.